01 Jul EXPERTS PREDICT ANOTHER ACTIVE HURRICANE SEASON, POSSIBLY STRINGEST IN 70 YEARS
EXPERTS PREDICT ANOTHER ACTIVE HURRICANE SEASON, POSSIBLY STRINGEST IN 70 YEARS
What to do NOW, DURING, and AFTER a storm hits
What has seemed like occasional hurricane scares over the last 20 years have now become a thing of the past with the two consecutive years of active hurricanes in the Savannah area. Global Weather Oscillations (GWO), the National Hurricane Center, NOAA, and other weather experts have all predicted an active 2018 season with some anticipating the worst season they’ve seen in 70 years. NOAA’s Atlantic forecasts predict a 70 percent likelihood of 10 to 16 named storms of which 5-9 could become hurricanes. With our first named storm, Alberto, in May – 2018 is certainly shaping up to align with our expert’s forecasts. So what does that mean for you as a homeowner or business owner? As the areas experts in disaster recovery, EOM Response advises both homeowners and business owners to take the time to prepare yourself, your family, your team, and home now.
BEFORE A DISASTER
Review Your Insurance Policy Immediately
- Do you have Flood Insurance? Flooding is the leading cause of damage from tropical systems and flood damage is not usually covered by homeowner’s insurance. Visit floodsmart.gov to learn about your flood risk and options.
- What’s your deductible? If it’s a named storm you will need to take note of your Hurricane deductible percentage.
- Do you have wind and hail damage coverage?
- Check your automobile insurance policy for storm coverage.
- Be sure to note deadlines for filing claims
- Keep copies of all insurance documents in your Emergency Kit
- After reviewing your policy, ask your agent if you can add coverage if necessary. Being prepared begins with making sure you have the best coverage available to you.
- Next you will need to create and maintain inventory of your personal possessions. Keep these files saved in a safe place —preferably digitally saved online where you can access them anywhere.
Verify Your Pre-Approved Contractors
Check with your insurance to see who your pre-approved companies are in the event you experience damage. During hurricane response, reputable companies are inundated with work. Taking the time now to make sure your preferred contractor is already approved by your insurance company can cut down on time spent waiting. Keep in mind that crisis also brings with it companies who choose to take advantage of the victims. Do not do business with someone your insurance has not approved or you cannot verify their qualifications. Make sure your agent has EOM Response listed as a preapproved company or call our office and we will coordinate with your agent all necessary insurance and bonding requirements for pre-approval.
Strengthen Your Home Now
The most important precaution you can take to reduce damage to your home and property is to protect the areas where wind can enter. There are simple ways to strengthen your home now. Evaluate the trees around your home by making sure they’re trimmed to prevent damage from broken branches, evaluate the state of your roof, windows, doors and gutters, and consider if you have the proper materials in advance to board up your windows to protect them from flying debris.
Make a Family Emergency Plan
When making your plan consider all of your family members, pets, and business matters. Discuss how your family will receive emergency alerts, what your shelter plan is, where the evacuation route is, and how you will communicate with
outside family if an evacuation is necessary. Become familiar with the emergency response plans that are in place at schools, childcare facilities, with caregivers, and your workplace.
Prepare Your Emergency Kit
Have a basic emergency kit prepared with essentials recommended by FEMA. Do not wait until a warning is issued to prepare as most stores become empty or close early.
DURING A DISASTER
Sign up for alerts and warnings, monitor your local news, review the areas shelter options and evacuation route, and become familiar with local emergency plans.
Remain Ready to Evacuate
Obey all official advice on any evacuations necessary. In our area, it’s particularly important to pay attention to storm surge prediction models. Have your Family Plan and Emergency Kit ready.
Evacuate if Advised
AFTER A DISASTER
Listen to local officials for updates and instructions on when it’s safe to return home. Most importantly, upon your return home watch out for debris or downed power lines, avoid walking or driving through flood waters, photograph any damage to your property, and do what you can to prevent any further damage if possible.
In the event that your home or business is impacted by a storm, EOM Response is equipped and ready to respond to any need. Our team is locally owned and operated and available 24 hours a day. We keep state of the art equipment available at all times and have the areas only Master Water Restorer Professional certified by the IICRC on our staff. Whether you face water damage, flooding, fire, or any other life altering occurrence from this hurricane season, let EOM Response be your team to put the pieces back together for you.
Sources: GWO, IICRC, Restoration and Remediation, FEMA, NOAA.